This terms of service document is provided to help you understand the terms and conditions associated with your use of this web site.
Please read this document carefully and understand the terms.
Your continued use of this web site demonstrates that you agree with the terms and conditions here stated.
You must be 18 years old and above to use this web site.
At the very minimum, you must be up to the legal adult age in your province, state, or country of residence to qualify to use this web site.
By continuing to use this web site, you certify that you are of legal adult age, that you are legally qualified to enter into a binding contract and that you're not violating any local or international law in this respect.
We collect personal information when you fill our feedback form or any other form on this web site.
We use the information collected to respond to your request, send you the e-course activation links or send you our newsletter as and when due.
The blog and question and answer sections of this web site allows our web site visitors to post questions, comments and articles on this web site.
Please be informed that there are two categories of questions you can post on this web site.
1. Questions sent to us through the feedback form and
2. Questions posted on this retirement planning web site through the blog or question and answer page
We reply directly to individuals with regard to questions or suggestions sent through the feedback form. And both the question asked (or suggestion given) as well as our response is not published on this web site. That is a private conversation between us and the person asking the question or giving the suggestion.
On the other hand, if the question is posted through the form on the question and answer page or the form on the blog / forum section of this web site, both the question asked and our response will appear as a blog post in the blog.
In addition, other web site visitors can also comment on the blog post and share their perspective on the subject matter.
By posting a question in the question and answer page or through the blog page, you understand that you're engaging in a public conversation and that conversation (or blog post) can be viewed worldwide.
Visitors to this web site can make guest posts through the blog or forum section of this web site.
We require that any blog post (or questions asked) through the blog or forum section of this web site be at least 400 words in length. If your blog or forum post or article is less than 400 words long, one of two things may happen:
1. Your blog or forum post may be rejected or
2. The admin may choose to add more information to your blog post or article (or include his reply as part of the blog or forum question you asked to form a complete article) to increase the length to 400 or more words
Please note that the admin is not obliged to follow option 2 above.
More often than not, your blog or forum post will be deleted if it is less than 400 words in length.
So, if you wish to have your article posted on this web site as a guest blogger or independent contributor, make sure the article is at least 400 words in length. And not longer than 800 words in length.
Please note that we only post original content on this premium retirement planning web site.
We do not accept articles copied from other web sites (or even your own web site) for publishing on this retirement planning and entrepreneur web site.
Any article you want published on this web site as a guest blogger must be written specifically for this web site. And the article must not appear anywhere else on the web.
Since originality of content is our priority, we analyze every article submitted by visitors to this web site with our duplicate content analysis software before approval is given for the article to appear on this web site.
If we find that the article you submitted for publication on this web site has appeared somewhere else on the internet, the article will be deleted. And if you repeat this offence a second time, you will be banned permanently from contributing articles to this web site.
Also note that we do routine analysis of guest articles already hosted on this web site. If you submit an article you have published on this web site to other web sites after it has been approved for this web site, we will pull down the article from this web site and ban you from submitting any article to us in the future.
We love people who honor their commitment to us. And who stick to the terms of guest article publication as outlined above.
If we receive any complaint that the article you submitted for publication on this web site is copyrighted material, we will pull down the article and ban you from submitting any article to this web site in the future.
By submitting any article for publication on this web site as a guest author / blogger, you certify that you are the original writer and author of the article and that you have exclusive right to the article and its content.
In addition, by posting the article on this web site, you give us the exclusive right to use the article (including any of its contents) on this web site and in any publication or promotion as we deem fit and without requesting prior written permission from you to do so.
Any article (s) you post on this web site will become public after it is reviewed and approved by the web site admin.
The web site admin reserves the right to approve or delete your article. Or to edit your article before giving approval for the article to appear on this web site.
The web site admin reserve the right to edit the article you submit for any reason and in any manner he deems fit. He also reserves the right to decline approving your article or deleting it completely from our system for any reason or no reason at all.
Straight up approval without any changes made, editing before approval or declining your article is entirely at the discretion of the admin. And his decision is final.
Please note that we do not pay royalty of any kind to independent authors or guest bloggers who choose to post their articles on this retirement planning guide web site.
Authors who have a web site of their own can add a link to their web site in the "Bio" section at the bottom of the article they submit for publication on this web site.
If the web site you link to in the "Bio" section of the article is a valuable resource for our web site visitors, we will retain the link. If not, we will remove the link from the article before publishing it on this web site.
Guest authors / bloggers are not allowed to add links to the body of any article they submit to this web site. Any links in the body of any article you submit will be removed before the article is published on this web site.
In addition, the web site admin may choose to include a "no follow" code in the link guest bloggers add to the bio section of the article they submit for publication on this web site. The admin's decision in this regard is final.
Please note that we reserve the right to place any number of adverts we desire in the articles you submit for publication on this web site. And the number of adverts per article and the placement locations is entirely at our own discretion.
As noted above, we only accept original articles for publication on this web site.
Unfortunately, we have no way of guaranteeing that all third party articles posted on this web site by guest authors / bloggers were originally written or created by them.
If you feel that any article (or image or picture) on this web site violates your copyright, Click HERE to tell us about it and we will take it down after confirming your claim.
If you're an independent author or guest blogger who wishes to post articles on this web site through our blog or forum, please ensure you post only original articles written by you. If we receive complaints that any of the articles you posted on this site infringes on the copyright of others, we will pull down that article and ALL other articles you have hosted on this site.
By continuing to use this service you agree that under no circumstances will you hold Selfmaderetiree.com, our CEO Samson Itoje, his successors, heirs, assigns or associates liable for any loss or perceived loss incurred as a result of you using this web site or posting copyright content on this web site.
You agree to bear the legal and financial responsibility of knowingly or unknowing posting copyrighted material on this web site.
This web site provides links to other third party web sites.
By clicking on those links, you agree to be bound by the terms and conditions of service of those web sites we link to.
We encourage you to read the terms and conditions of those third party web sites.
Your decision to do business with third party web sites we recommend is entirely your responsibility not ours.
We encourage you to do due diligence before buying from any third party web site we recommend.
Please be informed that this web site offers no warranties or guarantees and that the information provided on this retirement planning web site, SelfMadeRetiree.com, is provided "as it".
We do not accept any responsibility for mistakes, errors, or inaccuracy of content of this web site or the products (digital and physical) sold on this web site.
It is the responsibility of readers to creatively apply the strategies discussed on this web site and in the e-courses, books / ebooks and physical products sold on this web site and through our marketing partners and sales representatives.
Since people listen, read, and act differently on what they read, the author cannot guarantee that the strategies discussed on this web site and in any of the e-courses and books / ebooks sold on this web site will make you a successful self-made retiree.
In simple words, there is no guarantee that you will achieve financial independence before or after retirement by applying the tips (or guidelines) discussed on this web site and the books / ebooks sold on this web site. (Please see our income disclaimer statement).
By using this web site you acknowledge that you understand that the results you get depends entirely on you NOT the author of this site or his employees or associates.
You therefore agree that any decisions you make based on the information on this web site is entirely your responsibility.
The author of this web site offers no warranties or guarantees of any sort.
We expect the web site to be available to all potential visitors.
However, we cannot guarantee that the web site will be available or accessible to you 100% of the time you decide to visit.
You agree that you will visit again at a later time if the web site becomes inaccessible (or offline) at any time you decide to visit.
You also agree not to hold SelfMadeRetiree.com, the CEO Samson Itoje or any of his assigns or associates liable for any loss (actual or perceived) due to the non-availability or inaccessibility of this web site.
Our retirement and entreprenuer books are sold through the Amazon Kindle Direct Publishing (KDP) store and through gumroad.com.
The Amazon KDP program has a 7 day return policy. And that applies to all customers who buy our books through Amazon KDP.
You can read the entire Amazon KDP terms of service at https://kdp.amazon.com/terms-and-conditions
We also sell our entrepreneur e-courses and some of our ebooks through gumroad.com.
Our refund policy for e-courses and ebooks sold through gumroad.com is 30 days.
We offer a 30-day refund policy.
This means that if you purchase any of our ebooks or e-courses through gumroad.com and for some reason you're not satisfied, simply request a refund within 30 days of the purchase and we will issue you a refund.
By continuing to use this web site, you agree that any dispute resulting from your use of this web site or any product sold on this web site (which cannot be resolved via simple email communication between you and us) will be resolved in a court of competent jurisdiction in Lagos State, Nigeria. And in accordance with the laws of Lagos State and Federal Republic of Nigeria.
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